Explore mortgage options with Prestige Mortgage Lending

Your premier mortgage lender located in San Antonio, Texas. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

A family moving in to their new home.

Homebuyers

See how much you qualify for in today's market.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

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What our clients are saying

Experience 5 Stars

Diana G

I am glad we fell into the right hands! Our experience was beyond our expectations. I truly appreciate the support, guidance and reassurance during the entire process. Janet was such a sweet and easy person to talk to about any and all questions a new homeowner would have. I never once felt like a question I had wouldn’t have been throughly explained and broken down for me by her. We’re so sincerely honored to have worked with you. Janet thank you so much for your humble personality and willingness to get us in a new home. We also thank you for introducing us to our realtor. We’re truly blessed to have had a great team to get us through this. Thank you a million!

Experience 5 Stars

Christopher M

Janet is the Best of the best. She help me get through the process from the very beginning making the process as smooth as possible. Couldn't have had anyone better. She stayed on top of everything even when I couldn't. Honestly she did way better than my realtor and she help lower the payment. She honestly cares about her clients unlike others. So blessed to have her in my corner. If I can give more than 5 Stars I would. Thanks Janet, your the best I will be sure to keep in contact for my next home.

Experience 5 Stars

Brian P

Janet is a PHENOMENAL Lender! Explains things at a really base level so that anyone can understand. Super responsive, and can definitely think outside the box. She is my go-to lender!

Experience 5 Stars

Amanda G

Janet seemed to only work for us! She was so knowledgeable, helpful, and wonderful through whole process! Closed on time and under projected, so we saved a ton!!! Thank you Janet!

Experience 5 Stars

Melissa O

The care , the knowledge and the hard work to get things together. Janet took away all my fears of the lending process, she made us feel like family. I can’t say that about any other lender we dealt with in the past. Janet was always willing to answer any questions even if we asked more than once, she always answered with care and understanding and knowledge behind it. She made our experience the best.